Signs of looming crisis gain more and more clearly. This is evident not only in the stock market, but also begins to be reflected in the markets of precious metals and real estate. First, a few words about the silver.
The mining company First Majestic Silver Corp. released the results of its operations for the third quarter 2014. During this period, its five operating mines extracted 2680439 ounces of silver, and copper, zinc and gold. However, based on current silver prices on the stock market, the company decided not to sell part of the silver mined and left in their vaults 934,000 ounces of the precious metal. This will lower the company's revenues in the third quarter, but the company's management believes that delaying the sale of silver and its implementation over time will increase in future income First Majestic.
Of course, the amount just less than one million ounces of silver - a little bit for the world market. Much more important is the fact that the company has set a precedent, and if other silver producers acceded to it, it may be a signal for the banks involved in the precious metals that are guaranteed to count on future supplies will already be impossible. Therefore, investors should be prepared for what may be a situation where purchased for a while physical gold and silver would be simply impossible.

We now turn to the topic of real estate. Many are considering the purchase of real estate, including those abroad, as a much more interesting option for investing their surplus funds than the purchase of precious metals. In contrast to the "paper" real estate assets, however, as gold or silver, it's real value. At least many perceive it that way. However, in a world where the authorities of different countries, regions or cities are no longer enough money to make ends meet and provide primarily yourself a good life, real estate is a very tasty morsel for increasing taxation of its owners. House, apartment, or a piece of land can not be hidden. Therefore, the authorities of different countries inventing various schemes as a nip of their respective owners. And if some try to rob foreigners owning real estate in a particular country, others on the contrary prefer to peel the population of those countries where they are in power.

According to a first embodiment of power are in New York, decided to enter the real estate tax for those of its owners, who during the calendar year lives in less than six months, and whose property is worth more than five million American banknotes. This is kind of a luxury tax for non-residents. The tax rate will rise in steps of 0.5% for the cheapest (5 million) real estate and 4% for items worth over 25 million. Thus the city authorities plan to annually receive an additional 665 million US banknotes, with 80% of these revenues are expected to receive from the 445 most expensive objects. Local realtors and builders strongly opposed such an initiative, citing the fact that the property provides 40% of municipal revenues and 500,000 jobs, and such a law could deal a serious blow in the city. Does this law will pass this time or not is difficult to say, but the fact that sooner or later it will be accepted, no doubts. Moreover, that the idea of ​​painless milk causes foreign oligarchs support in any society.

In contrast to New York to Moscow local authorities act differently. They prefer to tear up three skins with their citizens. And above all with those who did not apply to the oligarchs. Otherwise, how can perceive the marvelous article that appeared on October 16 RBC named "Rising property tax will result in lawsuits from owners of luxury apartments» (http://top.rbc.ru/economics/16/10/2014/ ... 1e47d4c251) . The fact that the owners of luxury apartments will be judged for years, challenging inventory estimates and nothing to pay for the entire time trial special beyond doubt. However, this article is not even interesting, as shown in her figure. From it perfectly clear that the tax for the owner of luxury apartments at B.Yakimanka 2 area 583 sq.m. grow by only 7.5 times, and for the owner of the apartment area of ​​44 sq.m. in the panel floor buildings on the street. Kahovka, 9, K.2 - almost 11 times. Whose budget and welfare will suffer more damage can be seen with the naked eye. It turns out that the main tax burden again blaming the current government with a small group of super-rich Russians on all other citizens.
All of the above once again suggests that the use of real estate as a tool to save their money, unfortunately, is not particularly reflects reality. And the deeper the crisis, the greater the encumbrance for their owners can become property. And this is different from hard money.